Why Every Adult in Ontario Should Have a Power of Attorney — Even If You're Young and Healthy

Jul 17
2025-07-17
Wills & Estates

Many people believe that Power of Attorney documents are only necessary for older adults or those with serious health conditions. In reality, having a Power of Attorney is one of the most important legal steps any adult in Ontario can take no matter their age, health, or financial situation.

A Power of Attorney (POA) allows someone you trust to make decisions on your behalf if you become mentally or physically incapable of doing so. There are two types in Ontario: a Power of Attorney for Property, which covers financial matters, and a Power of Attorney for Personal Care, which applies to healthcare and lifestyle decisions.

Even if you don’t own a home or have major assets, a POA ensures that someone you trust can step in to pay bills, speak to doctors, manage your affairs, or make care decisions if the unexpected happens. Without one, your loved ones may have to go through the Ontario court system to be appointed as your decision-maker a process that can be stressful, time-consuming, and costly.

In Ontario, spouses and family members do not automatically have the right to act on your behalf. If you haven’t legally named someone through a Power of Attorney, decisions could be made by a government-appointed guardian or someone you may not have chosen yourself.

At Hoss Law Firm, we help clients of all ages create clear, customized Power of Attorney documents that reflect their personal wishes and family dynamics. Whether you're 25 or 85, having a POA in place protects your future and ensures that your voice is heard even when you can’t speak for yourself.

For more information about Powers of Attorney or estate planning in Ontario, contact Hoss Law Firm we’re here to help.